CII M92 dumps - in .pdf

M92 pdf
  • Exam Code: M92
  • Exam Name: Insurance Business and Finance (IBF)
  • Updated: Oct 01, 2026
  • Q & A: 84 Questions and Answers
  • PDF Price: $59.99

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  • Exam Code: M92
  • Exam Name: Insurance Business and Finance (IBF)
  • Updated: Oct 01, 2026
  • Q & A: 84 Questions and Answers
  • PDF Version + PC Test Engine + Online Test Engine
  • Value Pack Total: $119.98  $79.99
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CII M92 dumps - Testing Engine

M92 Testing Engine
  • Exam Code: M92
  • Exam Name: Insurance Business and Finance (IBF)
  • Updated: Oct 01, 2026
  • Q & A: 84 Questions and Answers
  • Software Price: $59.99
  • Testing Engine

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CII M92 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Case studies integrating all learning outcomes10%
Topic 2: Understand insurance company accounts and standards10%- Solvency and capital reporting
- Statutory and regulatory reporting
- Specific accounting rules for insurers
Topic 3: Understand insurance business management12%- Underwriting and claims processes
- Operational activities and controls
- Business objectives and strategy
Topic 4: Understand financial strength of insurance companies10%- Rating agencies and financial assessments
- Capital adequacy requirements
- Reserving and risk capital
Topic 5: Understand corporate governance principles12%- Governance structures and responsibilities
- Risk management frameworks
- Compliance and ethical requirements
Topic 6: Understand roles and functions within insurance organisations8%- Key departments and their interactions
- Professional roles and responsibilities
Topic 7: Understand accounting principles and application18%- Basic accounting concepts and standards
- Income, expenditure and profit measurement
- Asset and liability recognition
Topic 8: Analyse business performance using financial ratios10%- Profitability and efficiency ratios
- Interpretation and limitations of ratios
- Solvency and liquidity measures
Topic 9: Understand the structure of the insurance industry10%- Regulatory framework and bodies
- Main sectors and participants
- Market distribution channels

CII Insurance Business and Finance (IBF) Sample Questions:

Question #1

When looking at the financial strength of an insurance company, a rating agency's methodology takes into account the company's capital adequacy which represents its

  • A. its total gross premium income only.
  • B. quality and level of capital required to run the business.
  • C. the market share in its chosen lines.
  • D. the number of policies in force.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #2

An insurance company uses the double-entry accounting principle for recording insurance transactions to reflect that it has what?

  • A. Earned an amount of income which is balanced by an increase in cash.
  • B. Increased its liabilities without a change in assets.
  • C. Reduced its equity by paying a dividend.
  • D. Received a payment for a claim.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #3

Which financial document will the CEO use to obtain the solvency margin?

  • A. Balance sheet.
  • B. The income statement.
  • C. The cash flow statement.
  • D. The management accounts.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #4

The financial strength of an insurance company as measured by a ratings agency is always what?

  • A. An assessment of stock price growth potential
  • B. A guarantee of policyholder dividends
  • C. A measure of its market share
  • D. A measure of it's ability to pay claims
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #5

Which management style would it be best to adopt during a period of radical change?

  • A. Paternalistic.
  • B. Democratic.
  • C. Laissez-faire.
  • D. Autocratic.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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