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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. The purpose of discount points is:

A) to lower the amount due at closing
B) to lock in an interest rate for a specified time prior to closing
C) to lower the property value for purposes of tax savings
D) to lower the interest rate over the life of the loan

2. Four investors agree to co-ownership of an investment property. They have arranged the ownership structure so that if one of them dies, the decedent's ownership stake passes to the remaining investors. What form of co-ownership do the investors have?

A) joint tenancy
B) tenants in common
C) community property
D) sole ownership

3. What is unique about an exclusive right-to-sell listing agreement?

A) There are multiple brokers working to sell the same property.
B) The broker represents both the seller and the buyer.
C) The broker gets compensation regardless of who sells the property.
D) The broker acts as a general agent for the client in all business dealings.

4. In addition to evaluating borrower creditworthiness, to complete the loan approval process, the underwriter needs to evaluate the:

A) tender
B) property
C) seller
D) broker

5. The duty of obedience does not include requests or instructions that are:

A) not put in writing
B) ethical and legal but not advisable
C) illegal or unethical in any way
D) unnecessary

Solutions: